March 1, 2024

Advanced Health Directives: A Guide to Making Your Wishes Known with Dr. William T. Choctaw

Advanced Health Directives: A Guide to Making Your Wishes Known with Dr. William T. Choctaw

This podcast episode discusses the importance of advanced health directives, legal documents that outline your medical wishes in case you are unable to communicate them yourself.
Key points:
What are advanced directives? An umbrella term for document...

This podcast episode discusses the importance of advanced health directives, legal documents that outline your medical wishes in case you are unable to communicate them yourself.

Key points:

  • What are advanced directives? An umbrella term for documents like living wills and durable power of attorney, which specify your preferences for medical care if you become seriously ill.
  • Who needs them? Especially recommended for older adults, individuals with chronic illnesses, and those with dementia.
  • Benefits: Ensures your wishes are respected, reduces burden on loved ones, and promotes smoother end-of-life care.
  • When to complete them: Anytime, but ideally before facing a serious medical situation.
  • How to complete them: Can be done with a doctor, lawyer, or notary public.
  • Key components: Living will (specifies treatment preferences) and durable power of attorney (appoints someone to make decisions on your behalf).

Empowering yourself: By understanding and completing advanced health directives, you can ensure your voice is heard and your wishes are respected during critical medical decisions.

Transcript
100:00:00,890 --> 00:00:02,730Coming up on this episode of the HWWP.200:00:04,450 --> 00:00:09,140One of the things that happened in2010, that was a law that was passed300:00:09,420 --> 00:00:11,059called the Affordable Healthcare Act.400:00:11,100 --> 00:00:16,670And this law is probably the most dramaticimpact on healthcare as any other law in500:00:16,670 --> 00:00:21,696this country probably more than Medicareand some people call it Obamacare and600:00:21,696 --> 00:00:25,436a lot of things that this law did, butone of the things that it codified.700:00:26,766 --> 00:00:29,386Welcome to the Healthy, Wealthy,and Wise podcast with Dr.800:00:29,386 --> 00:00:29,986William T.900:00:29,996 --> 00:00:30,546Choctaw.1000:00:30,706 --> 00:00:35,506MDJD, where the doctor helps youunlock your full potential by equipping1100:00:35,506 --> 00:00:39,906you with tools and knowledge in theareas of health, wealth, and wisdom.1200:00:40,216 --> 00:00:44,146Anchored in his experience as abusiness executive, a physician1300:00:44,146 --> 00:00:49,026surveyor for the joint commission,a former mayor, and over 50 years1400:00:49,036 --> 00:00:50,906of experience as a general surgeon.1500:00:51,406 --> 00:00:53,446You've got questions, he's got answers.1600:00:53,986 --> 00:00:54,846So let's get started.1700:00:55,486 --> 00:00:56,086Here's Dr.1800:00:56,086 --> 00:00:56,676William T.1900:00:56,696 --> 00:00:58,066Choctaw, MDJD.2000:01:00,316 --> 00:01:00,946Good morning.2100:01:01,566 --> 00:01:01,926Good morning.2200:01:02,696 --> 00:01:06,156Thank you very much for havingme present to you this morning.2300:01:06,486 --> 00:01:08,766Could we have the first slide please?2400:01:08,831 --> 00:01:12,411We're going to work somethinga little different here.2500:01:13,281 --> 00:01:15,751We're going to talk aboutadvanced health directives.2600:01:15,781 --> 00:01:20,371I'm a physician, I'm a general surgeon,and I've been in practice over 50 years.2700:01:20,401 --> 00:01:22,071Actually, I'm a general trauma surgeon.2800:01:22,771 --> 00:01:27,321So a lot of times when patients cometo me, they're in pretty bad shape,2900:01:27,471 --> 00:01:29,241and we move very, very quickly.3000:01:29,616 --> 00:01:30,636to get things done.3100:01:31,126 --> 00:01:36,596At the same time having been in practicefor about 50 years or so, I, I've seen3200:01:36,596 --> 00:01:41,046a lot of patients that I've gone toknow, many in this church and other3300:01:41,056 --> 00:01:45,276places, and so I've been a part of theirlives, and I want to share some of that3400:01:45,276 --> 00:01:49,586with you, particularly as it has to dowith advanced health care directives.3500:01:49,586 --> 00:01:50,546Next slide, please.3600:01:51,931 --> 00:01:54,311I always like to put up a littleoutline because I want you to3700:01:54,311 --> 00:01:55,681know what I'm going to talk about.3800:01:56,001 --> 00:02:00,351And I'm, I'm keeping my eye on thelady in the back to make sure that I3900:02:00,361 --> 00:02:02,461don't get in trouble by going over.4000:02:02,461 --> 00:02:04,711But we're going to talkabout end of life issues.4100:02:04,991 --> 00:02:06,011Go back please.4200:02:06,921 --> 00:02:09,851We're going to talk about end of lifeissues, we're going to talk about the4300:02:09,851 --> 00:02:12,301definition of advanced directives.4400:02:12,311 --> 00:02:15,641It can get a little confusing, andI'm going to try to see if I can4500:02:15,681 --> 00:02:17,351simplify it as much as possible.4600:02:17,351 --> 00:02:21,331We're going to talk about notaryand then about the who, what,4700:02:21,371 --> 00:02:24,351and how of advanced directives.4800:02:24,351 --> 00:02:25,306Next slide, please.4900:02:26,446 --> 00:02:30,576When I graduated from medical schoolin 1973, and some of you weren't even5000:02:30,576 --> 00:02:35,736born in 1973, I certainly appreciatethat, but when I graduated from medical5100:02:35,736 --> 00:02:41,536school, I felt that my job was tosave lives and stamp out disease.5200:02:42,146 --> 00:02:43,396No question about it.5300:02:43,586 --> 00:02:46,486My job is to keep peoplealive at all costs.5400:02:46,811 --> 00:02:47,381No matter what.5500:02:48,411 --> 00:02:52,521But as I got a little older, over those50 years that I've been in practice,5600:02:52,841 --> 00:02:55,691I would have patients who wouldcome into my office, and I remember5700:02:55,721 --> 00:03:01,531particularly one lady who was a partof my family, and she was 80 years old.5800:03:01,936 --> 00:03:04,986And she was a good, a young 80,we call a young 80, you know,5900:03:05,026 --> 00:03:06,426active, doing different things.6000:03:06,766 --> 00:03:09,546And I would say to her, I said, you know,my major, I said, you know, you're going6100:03:09,546 --> 00:03:12,136to, you're going to be 100 years old.6200:03:12,196 --> 00:03:14,376You know, I said, you're,you're, you're really going well.6300:03:14,726 --> 00:03:17,906And she would look at me and shesaid, I don't want to live to be 100.6400:03:18,606 --> 00:03:20,206I said, of course you do, mommy.6500:03:20,286 --> 00:03:21,566I said, you know, everybody wants to.6600:03:21,926 --> 00:03:24,656She said, no, I'm notinterested in being a hundred.6700:03:26,076 --> 00:03:27,506She said, I've lived a good life.6800:03:28,126 --> 00:03:32,536You know, and she was, she was aretired surgical nurse, by the way and6900:03:32,596 --> 00:03:34,416active in the church, in her church.7000:03:34,686 --> 00:03:39,976And what, what I learned from that wasdifferent people want different things.7100:03:40,931 --> 00:03:43,751Now my mind is, I say, oh yeah,I want to be a hundred, I want7200:03:43,751 --> 00:03:44,741to be a hundred and twenty.7300:03:44,981 --> 00:03:48,131But there are people who say, no,no, no, no, no, no, no, no, no, no,7400:03:48,181 --> 00:03:49,661I, I, I don't want to be a hundred.7500:03:50,391 --> 00:03:52,281And so next slide please.7600:03:54,181 --> 00:03:54,461Next slide.7700:03:55,011 --> 00:03:57,411Physicians have a duty to inform.7800:03:57,931 --> 00:04:00,041Patients have a right to refuse.7900:04:00,601 --> 00:04:01,931You know, I can say, well Mrs.8000:04:01,931 --> 00:04:04,091Jones, I want you to do X, Y, and Z.8100:04:04,571 --> 00:04:04,891Mrs.8200:04:04,891 --> 00:04:06,721Jones can say, thank you very much Dr.8300:04:06,721 --> 00:04:08,301Choctaw, but I don't think so.8400:04:09,356 --> 00:04:10,176I don't think so.8500:04:10,496 --> 00:04:11,196What's my point?8600:04:11,196 --> 00:04:13,746My point is embrace your rights.8700:04:14,596 --> 00:04:18,606You know, you see your physician,whoever he or she may be, but remember8800:04:18,616 --> 00:04:20,266you're the one that's in control.8900:04:20,266 --> 00:04:21,186Next slide please.9000:04:22,876 --> 00:04:27,926So, one of the big changes that hasoccurred and I say this a lot of9100:04:27,926 --> 00:04:31,516times when I talk to my physiciancolleagues and they're all upset9200:04:31,516 --> 00:04:33,116about something and blah, blah, blah.9300:04:33,476 --> 00:04:37,286And I would say to them, you know whatdoctors, it's no longer about you.9400:04:38,516 --> 00:04:39,776It's no longer about you.9500:04:39,866 --> 00:04:42,046It used to be about us, doctors.9600:04:42,846 --> 00:04:46,05673, when I graduated fromYale, we could do anything we9700:04:46,056 --> 00:04:47,146want because we were doctors.9800:04:47,896 --> 00:04:50,516The world of healthcare revolved around us.9900:04:50,906 --> 00:04:53,356That is no longer the case.10000:04:53,776 --> 00:04:55,286It's about the patient.10100:04:56,316 --> 00:04:57,096Patient rights.10200:04:57,846 --> 00:04:58,821What's my point?10300:04:58,821 --> 00:05:00,026My point is you have rights.10400:05:00,716 --> 00:05:01,906Embrace your rights.10500:05:01,906 --> 00:05:02,776Next slide, please.10600:05:04,426 --> 00:05:09,836So who are these people who are mostlikely in need of an advanced directive?10700:05:11,516 --> 00:05:12,676Older patients.10800:05:13,276 --> 00:05:17,186Now my definition of older patients isgoing to be people over 60 years of age.10900:05:17,426 --> 00:05:20,626Now already I apologize to you60 year olds in the audience.11000:05:20,626 --> 00:05:24,216Because you said, I am not old.11100:05:24,256 --> 00:05:25,486I, I understand.11200:05:25,536 --> 00:05:26,426I understand.11300:05:26,796 --> 00:05:28,756But I, I had to pick an age.11400:05:29,026 --> 00:05:31,006So I just arbitrarily chose 60.11500:05:31,036 --> 00:05:32,676So please don't be offended.11600:05:32,766 --> 00:05:32,986Yeah.11700:05:33,246 --> 00:05:35,556You of course will live foreverand I'm not talking to you.11800:05:35,556 --> 00:05:38,716Okay.11900:05:38,716 --> 00:05:40,636So older adults, obviously.12000:05:40,996 --> 00:05:46,406As we get older, it becomesmore challenging for us to12100:05:46,406 --> 00:05:48,046deal with the different issues.12200:05:49,306 --> 00:05:52,066And so it's one of the things whereyou want to start that planning12300:05:52,076 --> 00:05:55,806that Attorney Brown talked about,because a lot of that takes time.12400:05:56,066 --> 00:05:57,286It's confusing.12500:05:57,286 --> 00:05:57,926It takes effort.12600:05:58,646 --> 00:06:01,936And he did a remarkable job goingthrough that in 10 or 15 minutes.12700:06:02,866 --> 00:06:05,376Severe chronic illness, thereare a lot of patients who have12800:06:05,376 --> 00:06:09,786a lot of chronic illnesses thatmakes it more difficult for them.12900:06:10,336 --> 00:06:13,616To take care of themselvesand they just get tired.13000:06:14,381 --> 00:06:15,571They just get tired.13100:06:16,001 --> 00:06:19,551And my point is that this iswhen you want to start planning,13200:06:19,551 --> 00:06:20,871if not even before then.13300:06:21,171 --> 00:06:23,771And then individuals withadvanced in dementia.13400:06:23,771 --> 00:06:25,731Now let me say, dementiameans forgetfulness.13500:06:27,031 --> 00:06:30,411Let me say there is a normaltype of forgetfulness.13600:06:31,191 --> 00:06:32,721that occurs in all of us.13700:06:32,971 --> 00:06:36,741You know, we all forget our glasses, weforget our keys, and that sort of thing.13800:06:37,061 --> 00:06:40,791So, if, if you are forgetting something,or you're forgetting a little more,13900:06:41,051 --> 00:06:43,151I am not, I'm not talking about you.14000:06:43,611 --> 00:06:44,161Okay?14100:06:44,191 --> 00:06:46,391I, I'm not saying thatyou've got dementia.14200:06:46,781 --> 00:06:48,291I'm just saying, you justhave normal forgetfulness.14300:06:49,251 --> 00:06:49,641Okay?14400:06:49,941 --> 00:06:54,601Example of normal forgetfulness isforgetting your keys, or losing your keys.14500:06:54,651 --> 00:06:55,011Okay?14600:06:55,686 --> 00:07:00,606But dementia can go on to severetypes of dementia, or the extreme14700:07:00,656 --> 00:07:03,716types where you get into thingslike Alzheimer's and others.14800:07:04,136 --> 00:07:10,386So, to make that even more dramatic,if you forget your keys and then14900:07:10,386 --> 00:07:14,376you find them on the kitchen tableor in the bedroom, that's just15000:07:14,376 --> 00:07:15,976basically normal forgetfulness.15100:07:16,546 --> 00:07:19,736But if you forget your keys andthey're in the refrigerator,15200:07:21,416 --> 00:07:23,146then that's a problem, right?15300:07:23,506 --> 00:07:23,726Right?15400:07:23,736 --> 00:07:24,546You get my drift?15500:07:25,466 --> 00:07:28,286So it depends on whereyou are on that spectrum.15600:07:28,526 --> 00:07:33,666All of us, I'm 76 years old, allof us, I clearly forget stuff,15700:07:34,026 --> 00:07:35,606all of us are on that spectrum.15800:07:35,606 --> 00:07:38,056But if you're just with normalforgetfulness, that's okay.15900:07:38,056 --> 00:07:42,046But my point is, do it nowwhen it's not a problem so you16000:07:42,046 --> 00:07:42,896don't have to worry about it.16100:07:42,896 --> 00:07:43,606Next slide, please.16200:07:45,386 --> 00:07:45,886Next slide.16300:07:46,416 --> 00:07:53,176So, advanced directives is an umbrellaterm, an umbrella term for all16400:07:53,176 --> 00:07:54,626those things that are under there.16500:07:54,936 --> 00:07:58,966You know, the wills and trusts thatAttorney Brown talked about do not16600:07:58,966 --> 00:08:01,466resuscitate power of attorney, et cetera.16700:08:01,466 --> 00:08:01,966Next slide, please.16800:08:04,391 --> 00:08:08,501Other examples of advanced directiveshave to do with funeral arrangements16900:08:08,501 --> 00:08:11,091and, and health care decisions.17000:08:11,491 --> 00:08:14,881And again, the legal types ofthings that you would put in a will.17100:08:15,181 --> 00:08:19,211One of the ways to remember about advanceddirectives is to turn the name around.17200:08:19,631 --> 00:08:22,271It is given direction in advance.17300:08:23,231 --> 00:08:24,741Okay, that's all it means.17400:08:25,021 --> 00:08:29,331Advanced directors meansgiving direction in advance.17500:08:29,601 --> 00:08:31,351And so you want to do that now.17600:08:31,351 --> 00:08:33,531You want to do it whileit's not a major problem.17700:08:34,031 --> 00:08:37,461You want to do it whileyou're not very ill.17800:08:37,491 --> 00:08:38,271Next slide please.17900:08:39,846 --> 00:08:43,716Because we don't want you to bein this situation where maybe you18000:08:43,716 --> 00:08:46,916are not conscious, where maybe youcannot speak, or whether maybe you18100:08:46,916 --> 00:08:49,096don't even remember where you are.18200:08:49,856 --> 00:08:53,006And one of the reasons why thishas become a big, big deal is18300:08:53,006 --> 00:08:54,436we've just coming out of COVID.18400:08:54,896 --> 00:08:56,966And we've lost a lot of people in COVID.18500:08:56,966 --> 00:08:59,186Thousands and thousands of people per day.18600:08:59,911 --> 00:09:02,831Not per year, not per month,not per week, per day.18700:09:03,361 --> 00:09:08,231And the hospitals have all beenoverloaded and that sort of thing, and18800:09:08,231 --> 00:09:13,641it's highlighted the whole issue ofadvanced directives because everybody18900:09:13,951 --> 00:09:17,821does not want to be resuscitatedevery single time their heart stops.19000:09:17,861 --> 00:09:18,731Next slide please.19100:09:20,571 --> 00:09:23,041Studies have shown that there are alot of people who are interested in19200:09:23,051 --> 00:09:25,981advanced erection and heard aboutit, but very few people have done it.19300:09:26,281 --> 00:09:29,941And so what we're trying to do withthis program today and other things is19400:09:29,951 --> 00:09:32,531to get that 29 percent up much higher.19500:09:32,581 --> 00:09:33,421Next slide please.19600:09:35,526 --> 00:09:38,916An advanced directive is just aliving will, a piece of paper, next19700:09:38,916 --> 00:09:40,596slide please, it's a legal document.19800:09:40,916 --> 00:09:44,926There are two main parts of an advanceddirective, the living will that Attorney19900:09:44,926 --> 00:09:48,286Brown talked about, and somethingcalled the durable power of attorney.20000:09:48,576 --> 00:09:50,636The durable power of attorney is the who.20100:09:50,646 --> 00:09:53,976You may say, you know, I want myson Preston to be in charge of20200:09:53,976 --> 00:09:55,956everything that happens to me.20300:09:56,326 --> 00:09:57,026Next slide please.20400:09:58,951 --> 00:10:02,131So, very quickly, what are someof the things medically, and I'm20500:10:02,131 --> 00:10:05,841just talking about the medicalpart DNR, do not resuscitate.20600:10:05,841 --> 00:10:11,041Some patients may say, you know what,I've been in and out of the hospital20700:10:11,171 --> 00:10:15,041for X amount of time, and if my heartstops this time, just let me go.20800:10:16,166 --> 00:10:17,076Just let me go.20900:10:17,486 --> 00:10:20,036Now, I may say, Oh my God,I would never do that.21000:10:20,036 --> 00:10:24,716I, you know, I would want you to jump onmy chest every single time my heart stops.21100:10:24,716 --> 00:10:27,636But that's me.21200:10:27,976 --> 00:10:30,676That's not, that may not be you, right?21300:10:31,206 --> 00:10:33,366And so again, what have we learned?21400:10:33,376 --> 00:10:37,936We've learned is that youhave that right to decide what21500:10:37,956 --> 00:10:40,206happens to you and your health.21600:10:40,496 --> 00:10:45,186I don't have that right to dictate that toyou or force you to do it a certain way.21700:10:45,686 --> 00:10:49,416Do not resuscitate doesnot mean do not treat.21800:10:50,096 --> 00:10:55,486Do not resuscitate means that if myheart stops, you do not do CPR, but you21900:10:55,486 --> 00:10:59,566still give me medication, you still giveme tube feedings, you still give me IV22000:10:59,596 --> 00:11:01,386fluids, et cetera, et cetera, et cetera.22100:11:01,866 --> 00:11:02,786Next slide please.22200:11:03,981 --> 00:11:07,511Durable power of attorney, AttorneyBrown has already addressed some of that,22300:11:07,511 --> 00:11:12,261but you can in your advance directivedesignate somebody to be your, to be22400:11:12,271 --> 00:11:14,681the who, who's in charge of everything.22500:11:14,751 --> 00:11:15,671Next slide please.22600:11:17,191 --> 00:11:22,001Again in the state of California, theadvance directives is, includes durable22700:11:22,021 --> 00:11:23,921power of attorney and a living will.22800:11:24,331 --> 00:11:26,871Living will just means a willthat you make while you're22900:11:26,871 --> 00:11:28,111alive, which makes sense.23000:11:28,111 --> 00:11:28,721Next slide please.23100:11:30,846 --> 00:11:34,006The ideal time to do an advanceddirective, quite honestly,23200:11:34,026 --> 00:11:35,346is in a doctor's office.23300:11:35,576 --> 00:11:39,686When you go in for your regular checkup,you know, say, you know what, Dr.23400:11:39,686 --> 00:11:43,106Choctaw, I think I want to do oneof those advanced directive things.23500:11:43,426 --> 00:11:46,166Most doctors, and many doctors,will already have the forms there.23600:11:46,176 --> 00:11:50,126If not, when you go to a hospitalfor a hospital visit, say to the23700:11:50,126 --> 00:11:52,976people at the window, you know,I think I want to fill out one of23800:11:52,976 --> 00:11:54,606those advanced directive things.23900:11:54,926 --> 00:11:56,296And you can easily do that.24000:11:56,296 --> 00:11:57,126Next slide, please.24100:11:59,721 --> 00:12:02,991If you do it in the doctor's office,the patient is awake, you don't have24200:12:02,991 --> 00:12:05,631to rush, it's a lot of stuff going on.24300:12:06,001 --> 00:12:09,921Particularly when you become,in my area, in the hospital.24400:12:09,921 --> 00:12:10,671Next slide please.24500:12:11,861 --> 00:12:14,731Again, advanced directivesyou got to have two witnesses,24600:12:14,731 --> 00:12:16,061as Attorney Brown mentioned.24700:12:16,351 --> 00:12:18,821We're talking about the state ofCalifornia now, and now this may24800:12:18,851 --> 00:12:20,681vary whatever state you live in.24900:12:20,961 --> 00:12:25,381If you live in Texas or Illinois orwhatever, it may be a little different.25000:12:25,381 --> 00:12:27,071But we're talking aboutthe state of California.25100:12:27,071 --> 00:12:27,981Next slide, please.25200:12:29,191 --> 00:12:31,071You got to sign the advanced directive.25300:12:31,381 --> 00:12:33,621It's got to be validatedand you got to be competent.25400:12:33,631 --> 00:12:34,131Next slide.25500:12:36,171 --> 00:12:39,681Exceptions in terms of the people whocan witness in the state of California,25600:12:40,231 --> 00:12:41,961they cannot be your health care agent.25700:12:42,141 --> 00:12:45,251It can't be anybody who's involvedwith your care because that would be25800:12:45,251 --> 00:12:47,501considered a conflict of interest.25900:12:47,501 --> 00:12:48,171Next slide please.26000:12:48,316 --> 00:12:51,716And additionally, one of the twowitnesses cannot be related to26100:12:51,716 --> 00:12:55,336you, so that again, it does endup being a conflict of interest.26200:12:55,336 --> 00:12:58,976I've got three minutes left, and I'm,I'm, I'm gonna, I'm gonna get there.26300:12:59,146 --> 00:12:59,626Next slide please.26400:12:59,626 --> 00:13:07,921If, if, You choose not to have witnesses,then you have a notary, and Attorney Brown26500:13:08,391 --> 00:13:10,791has already gone over that specifically.26600:13:10,831 --> 00:13:14,521But you have, just like you wouldnotarize property, you have someone26700:13:14,521 --> 00:13:17,531to notarize your advanced erect.26800:13:17,591 --> 00:13:19,171Most hospitals should have that.26900:13:19,451 --> 00:13:21,241Some doctors offices might have that.27000:13:21,311 --> 00:13:22,331Next slide, please.27100:13:23,471 --> 00:13:26,721Again, you gotta have a driver'slicense to identify who you27200:13:26,721 --> 00:13:28,011are and that you're competent.27300:13:28,021 --> 00:13:29,111Next slide, please.27400:13:30,341 --> 00:13:36,606So, if we do what we're supposed todo, As physicians, as attorneys but27500:13:36,606 --> 00:13:41,126more importantly as citizens, andwe embrace our rights and, and, and,27600:13:41,126 --> 00:13:42,906and do what we're supposed to do.27700:13:43,276 --> 00:13:48,786Then those, those, those final years canbe a very, very smooth transition for us.27800:13:49,126 --> 00:13:52,066And both children and parents are happy.27900:13:52,456 --> 00:13:55,466And then we go ahead wherewe're supposed to go.28000:13:55,506 --> 00:13:56,406Next slide please.28100:13:58,096 --> 00:14:04,046So basically, just remember that chronicillnesses and memory issues are times to28200:14:04,046 --> 00:14:05,466start considering advanced directives.28300:14:05,886 --> 00:14:08,016Actually, you can do anadvanced directive any time.28400:14:08,376 --> 00:14:13,006That you can use an attorney, butyou don't have to use an attorney.28500:14:13,376 --> 00:14:16,866But if, if you do use an attorney,I would suggest that you get an28600:14:16,866 --> 00:14:18,396attorney like Attorney Brown.28700:14:18,966 --> 00:14:20,896Some of you may not know Bernie.28800:14:21,756 --> 00:14:22,636Bernie's been a member of St.28900:14:22,636 --> 00:14:23,986Stephen's for years.29000:14:24,261 --> 00:14:27,561He's, he sits on the Board ofDirectors for Servants Arms Food29100:14:27,571 --> 00:14:29,901Bank for 10 consecutive years.29200:14:30,331 --> 00:14:31,981And he's been, here, here.29300:14:34,251 --> 00:14:37,771And he's a very good friend ofmine, so I, I, I'm just delighted29400:14:38,111 --> 00:14:41,091that you've been able to see whyhe's such an outstanding person.29500:14:41,491 --> 00:14:42,461Next slide please.29600:14:43,961 --> 00:14:48,271So, in conclusion, I have oneminute left, in conclusion.29700:14:52,221 --> 00:14:56,491Be sure, one of the things wesay in the leadership masterclass29800:14:56,491 --> 00:14:57,881is that knowledge is power.29900:14:58,831 --> 00:15:00,111Knowledge is power.30000:15:00,961 --> 00:15:03,111My message to you.30100:15:03,321 --> 00:15:08,601It's to empower yourself and makesure that you have control over30200:15:08,601 --> 00:15:10,076the last few years of your life.30300:15:10,566 --> 00:15:11,721Thank you very much.30400:15:15,951 --> 00:15:18,561Thank you for listening to thisepisode of the Healthy, wealthy,30500:15:18,561 --> 00:15:20,709and Wise Podcast with Dr.30600:15:20,709 --> 00:15:22,731William t Choctaw, md.30700:15:23,901 --> 00:15:27,411Be sure to check out other greatepisodes covering areas of health,30800:15:27,621 --> 00:15:32,756wealth, and wisdom at WW Watch.30900:15:33,261 --> 00:15:36,341you there, be sure to checkout the books, blogs, and other31000:15:36,341 --> 00:15:38,491literature in your preferred format.31100:15:38,891 --> 00:15:43,511And don't forget to leave a review,subscribe, share, and support the podcast.31200:15:44,371 --> 00:15:45,501That's at thwwp.31300:15:47,431 --> 00:15:47,611com.31400:15:48,151 --> 00:15:51,851You've been listening to the Healthy,Wealthy, and Wise podcast with Dr.31500:15:52,071 --> 00:15:52,551William T.31600:15:52,551 --> 00:15:55,976Choctaw, MD, JB.